When mine was new a lot of brokers simply would not insure it. Mainly because the value was too high and I kept it in the house. One concept being a garage was more secure than a house. Go figure...
It's now lost a lot of value through depreciation so that figure is lower. The quote range has also always been large. Most recently 850 from an Aprilia recommended insurer to just over 200 for MCE.
Incidentally, it's now on a sorn. I had an email from Bennets in August confirming they were auto-renewing the insurance. Last week I had a letter from the MID telling me it wasn't insured and, although it was taxed, I was due a fine for having no insurance. WTF? It turned out that despite the email Bennets had not renewed my insurance. I had done a lot of miles without being insured. Perhaps I should have noticed the money had not come out of my account.
Anyway, I asked them to renew it from 1st November. "Sorry, can't do that, the offer has expired". OK I said, give me a new policy. Sorry, they said. The rules have changed, you now need to keep it in a garage, not your kitchen. You really can't make this up.
I finally managed to insure it but looking at the weather I'm thinking to keeping it on a sorn for a little while and subject the KTM or the Storm to the muck and rubbish on the roads.
If you haven't already I strongly advise you to get guards for the rad and oil cooler. I've got a front fender extender as well. In addition, in the worst weather I use a strip of duct tape down the middle of the rads. I've had to take the rad off before to get it professionally cleaned. The whole bike is designed for fine weather.
The LH switchgear has partially failed due to water ingress, as has the quick shift device. Both replaced really quickly under warranty.
It's actually not too bad a bike to work on unless you want to delve into the valves which it a bit tricky but if you want to do anything on it give me a ring first. There are a few things worth being warned about first.
www.apriliaforum.com is a fantastic resource.
Have fun!
"I spent a lot of money on booze, birds and fast cars. The rest I squandered" (George Best, RIP)