Urgh insurance set back

seb421 · Post by **seb421** » Fri Jun 29, 2012 7:04 am

Quick Look at insurance prices for bikes last night

RR7 Blade - 890 quid
SP2 - 420 quid

Didn't think there would be that much bloody difference in it

Sent from the Bat Cave via Cup and String

lloydie · Post by **lloydie** » Fri Jun 29, 2012 7:44 am

So you getting a sp2 then lol

marravtr · Post by **marravtr** » Fri Jun 29, 2012 8:26 am

it pays to be over 40

the storms 93 quid full comp, the SP1 was 104, my RR5 blade 124, and after blowing the turbo on my octavia last week ive just bought a V6 omega (ex plod) fooking quick

, 256 full comp

seb421 · Post by **seb421** » Fri Jun 29, 2012 8:36 am

yes im thinking its just age issue, tried it with 4 yrs no claims instead of 1 and it only came down 50 quid!

Vtrkidda · Post by **Vtrkidda** » Fri Jun 29, 2012 8:53 am

marravtr wrote:it pays to be over 40 the storms 93 quid full comp, the SP1 was 104, my RR5 blade 124, and after blowing the turbo on my octavia last week ive just bought a V6 omega (ex plod) fooking quick , 256 full comp

Old

Vtrkidda · Post by **Vtrkidda** » Fri Jun 29, 2012 8:59 am

I got a insurance price for a ktm 200 exc 2 stroker 2005 and I only save Â£20 a year from a 1000 cc super fast white storm work that out

ticks me off

But might aswel well get the 450 four stoke same price

marravtr · Post by **marravtr** » Fri Jun 29, 2012 9:24 am

Vtrkidda wrote:
marravtr wrote:it pays to be over 40 the storms 93 quid full comp, the SP1 was 104, my RR5 blade 124, and after blowing the turbo on my octavia last week ive just bought a V6 omega (ex plod) fooking quick , 256 full comp

Old

lets just go for 40ish! cheeky fooker

but as above it pays off, plus only 6 yrs left on the mortgage so more Â£Â£Â£ for more fast toys

VTRDark · Post by **VTRDark** » Fri Jun 29, 2012 11:18 am

The other thing to take into consideration is that the insurance probably see the blade as a more popular bike and therefore more lucrative to thieves and being stolen. Also the blade could have a reputation for being responsible for a lot of deaths. IMO this is also because of it's popularity. So basically it has a bad reputation.

And yes age does make a difference. But do shop around Seb as for example, you could get a quote of Â£500 from one company and Â£200 from another. It's a bit of a hit or miss business...

(:-})

StormingHonda · Post by **StormingHonda** » Fri Jun 29, 2012 1:18 pm

1. Harley Davidson XL1200 C sportster
2. 2002 Honda Firestorm

= Â£200.

Maxiumum no claims, no points or convictions.

AMCQ46 · Post by **AMCQ46** » Fri Jun 29, 2012 1:47 pm

I am old and max no claims but an realy suffering as a result of my last conviction for overtaking on solid white line. At the time I thought I was getting off lightly as I was doing 3 figure speeds to make sure I got the overtake before the white lines kicked in, so thought 3 points was a good compromise, but turns out it is classed as dangerous driving and both cars and all bikes have gone up, so it is costing me about Â£300 extra if I add up all policies

If you ride with me now you will notice I obay the solid white line rules, but I am closing the door after the horse has bolted

Z28DUNC · Post by **Z28DUNC** » Fri Jun 29, 2012 3:09 pm

Shop a round, I bet you can find a cheaper quote. I only pay Â£92 on the storm. Thats third party f & t. 27 with 7 yrs no claims.

Are you going for fully comp?

VTRDark · Post by **VTRDark** » Fri Jun 29, 2012 4:10 pm

Are you going for fully comp?

Fully comp sometimes works out cheaper than third party. I had that with my fazer, bizzare I know and it don't seem logical. Don't ask me how they work that one out.

(:-})

seb421 · Post by **seb421** » Sat Jun 30, 2012 3:04 am

ill do some proper searching shortly but just had a quick mooch with current insurer MCE

Really torn as i think both bikes are Fantastic the RR7 Being the last of the Under seat exhaust blades, the last proper man size blade before they made the fairings bloody tiny and gave the Blade a snub nose

and the SP2 what can you say, Fantastic, I do like it but think it too is getting a bit dated now but just don't know if i could do the 4cl machine so should i stick with a Twin??

ideally i would have a 1098 but budget wont stretch that far.

seb421 · Post by **seb421** » Sat Jun 30, 2012 5:42 am

Cheapest i could find is Â£750 Third-party Fire & Theft or Â£580 Third Party Only (8000 miles, including commuting) that's using Bike Insurer website and its MCE

Really struggling with the thought of selling or breaking the storm its been such a labour of love (and hate) at times but itching for something that just works right

This Lurching / stalling at low revs taking off is doing my tit's in now also, need to get it on a dyno machine but that's just more money at around 250 quid marker

That cowbow CU*T at V-twin has put sh1t bearings in the front they are going already!! and he has wombles up the seals too so will need to order some of them, it's just a money pit lately this bike.

Think if i can get a black back wheel it will look better as it will suit the front black 954 one too

seb421 · Post by **seb421** » Sat Jun 30, 2012 6:25 am

cybercarl wrote:The other thing to take into consideration is that the insurance probably see the blade as a more popular bike and therefore more lucrative to thieves and being stolen. Also the blade could have a reputation for being responsible for a lot of deaths. IMO this is also because of it's popularity. So basically it has a bad reputation.

And yes age does make a difference. But do shop around Seb as for example, you could get a quote of Â£500 from one company and Â£200 from another. It's a bit of a hit or miss business...

(:-})

Defo the blades rep, i can insure a 1098 S for a few hundred less than the blade

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